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people living with diabetes currently have no form of life insurance.

Applications Denied

Takes Too Long

Too Expensive

Diabetic Direct Is a life insurance product made specifically for those living with Diabetes.

No Medical Exam

Bypass Underwriting

Day 1 Coverage

I had basically given up on finding a life insurance policy for my mom, who has diabetes. Now we can have a bit of peace of mind!

- Cindy Thomason

How it Works


Fill out some medical history

Don’t worry, because we only work with Diabetics, you will not be rejected because of a pre-existing condition.

We suggest a policy that works for you

We work with different budgets and different needs because we know you are unique.

Get Coverage Now

Frequently Asked Questions

About 10 minutes start to finish, if you have your information on hand when you start. You’ll need Dr.’s info, your beneficiaries, bank info, etc.

Our life insurance covers diabetics on day one! Most companies that will even consider a diabetic make you wait around 2 years for complete coverage to take effect.

Immediately! Our process is totally automated. Go through the steps and you’ll be presented with options right now!
The underwriting is totally automated, so there’s no wait. (We’re the first to do this, by the way!)
No, it stays the same, and will remain in effect as long as you continue to pay the premiums.

Our automated process goes directly to Sr. Life. When payment is confirmed you will receive an email with a .pdf of your policy.

“Once you’re in, you’re in!” You cannot be cancelled or rated up if your health changes.
Sure you can! With Life Insurance you have to be able to show an ‘insurable interest’ in the person on which you are buying the policy. Family members count as an insurable interest, but, for instance your grumpy boss does not!
Term Life lasts for a ‘term’, or a period of time, then it expires. This is great for people with young families and those in really good health. Whole life lasts for your ‘whole life’, as long as you continue to pay the premiums. diabetic direct offers whole life products.
Nope, there are no agents involved, unless you just want to speak with one. Our process is totally automated.
Yes, and the good thing about that, is it gives them a lifetime of insurability, because the policy is a Whole Life policy.

Diabetes shouldn’t mean you can’t live a healthy life.

I was turned down from 3 companies because of my diabetes, thanks to Diabetic Direct, I was able to get coverage

- Jim Simmons

Stop worrying about life insurance

Stop wasting time talking to insurance companies that don’t want to cover you

Stop waiting. Get your insurance right now.

Get in Touch

Don’t hesitate, reach out to us now and let’s start making things happen together!

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