Contact Us

Diabetic Life Insurance. Today.


Get Insurance Now

We are excited to partner with Farm Bureau

$30k

policy

10 Year Old MaleType 1 Diabetic
$26

a month

$10,000 policy

60 Years Old MaleType 2 Diabetic
$30

a month

$20,000 policy

40 Years Old MaleType 2 Diabetic
$42

a month

$10,000 policy

60 Years Old FemaleType 1 Diabetic
$26

a month

$20,000 policy

40 Years Old FemaleType 2 Diabetic
$30

a month

$14,000 policy

40 Years Old FemaleType 1 Diabetic
$40

a month

$7,500 policy

60 Year Old MaleType 1 Diabetic
$42

a month

$15,000 policy

60 Years Old FemaleType 2 Diabetic
$20k

policy

2 Year Old FemaleType 1 Diabetic
$30

a month

$11,000 policy

40 Years Old MaleType 1 Diabetic
$30

a month

$14,000 policy

40 Years Old MaleType 1 Diabetic

36

Million

people living with diabetes currently have no form of life insurance.

Applications Denied

Takes Too Long

Too Expensive


Play


Play


Play


Play

Previous
Next

Diabetic Direct Is a life insurance product made specifically for those living with Diabetes.

No Medical Exam

Bypass Underwriting

Day 1 Coverage

I had basically given up on finding a life insurance policy for my mom, who has diabetes. Now we can have a bit of peace of mind!

– Cindy Thomason


Start Your Care Plan

How it Works

a

Fill out some medical history

Don’t worry, because we only work with Diabetics, you will not be rejected because of a pre-existing condition.

We suggest a policy that works for you

We work with different budgets and different needs because we know you are unique.

Get Coverage Now


Start Your Care Plan

Frequently Asked Questions

How long will this process take?

About 10 minutes start to finish, if you have your information on hand when you start. You’ll need Dr.’s info, your beneficiaries, bank info, etc.

Why should I do business with diabetic direct?

Our life insurance covers diabetics on day one! Most companies that will even consider a diabetic make you wait around 2 years for complete coverage to take effect.

When will I know if I’ve been accepted?
Immediately! Our process is totally automated. Go through the steps and you’ll be presented with options right now!
How long is the underwriting process?
The underwriting is totally automated, so there’s no wait. (We’re the first to do this, by the way!)
Will the price go up as I get older?
No, it stays the same, and will remain in effect as long as you continue to pay the premiums.
When will I actually have a policy in hand?

Our automated process goes directly to Sr. Life. When payment is confirmed you will receive an email with a .pdf of your policy.

What happens if my health declines?
“Once you’re in, you’re in!” You cannot be cancelled or rated up if your health changes.
Can I buy a policy on my mom, who has diabetes?
Sure you can! With Life Insurance you have to be able to show an ‘insurable interest’ in the person on which you are buying the policy. Family members count as an insurable interest, but, for instance your grumpy boss does not!
What is the difference between Term & Whole Life Insurance?
Term Life lasts for a ‘term’, or a period of time, then it expires. This is great for people with young families and those in really good health. Whole life lasts for your ‘whole life’, as long as you continue to pay the premiums. diabetic direct offers whole life products.
If I go through the process, then your agent will call me with a quote?
Nope, there are no agents involved, unless you just want to speak with one. Our process is totally automated.
What about younger people with Type I, will you cover them?
Yes, and the good thing about that, is it gives them a lifetime of insurability, because the policy is a Whole Life policy.

Diabetes shouldn’t mean you can’t live a healthy life.

I was turned down from 3 companies because of my diabetes, thanks to Diabetic Direct, I was able to get coverage

– Jim Simmons

Stop worrying about life insurance

Stop wasting time talking to insurance companies that don’t want to cover you

Stop waiting. Get your insurance right now.

Get in Touch

Don’t hesitate, reach out to us now and let’s start making things happen together!

Which best describes you?